When I was in college, one of my business instructors told us students that one of the greatest barriers to making money was procrastination.
I back my blogs using a plugin WP DB Backup up. I will restore my website to the settings if anything happens. I use my blog to be scanned by WP Security Scan plugin and asks to be blocked by WordPress Firewall to how to fix hacked wordpress.
You can look. It is easy to restore your website with the use of your files and change if hackers abruptly hack your site.
One step you can take is to delete the default administrator account. This is critical Go Here because if you don't visit do it, malicious user know a user name that they could try to crack.
As I (our fictitious Joe the Hacker) understand, people have far too many usernames and passwords to remember. You have got Twitter, Facebook, your online banking, LinkedIn, two blog logins, FTP, internet hosting, etc. accounts that all include logins and passwords you need to remember.
Do not use wp_. That default is being eliminated by web hosting providers but if yours does not, adjust wp_ to anything but that.